How much does homeowners insurance cost in Nassau County, NY?
I’m just starting to look at purchasing my first home and need to understand even a basic range of cost for yearly homeowners insurance for budgeting purposes.
Without having a specific property in mind to request a rate for, is there any place I can see average or median homeowners insurance rates?
I’m looking at homes in good condition for under $375,000 purchase price.
I live in Nassau county (Hicksville) and pay $1,025 per year for $275,000 of building coverage as well as the liability and all the other bells and whistles. Expect to pay anywhere from $800-$1500+. Rates go by the amount of building coverage (in dollars) as well as the area of the home (square feet). The higher the value (and larger the area) the higher the premium will be. You’re credit will also be a factor. Also, brick houses are a little cheaper (not as combustible) and so are newer houses.
Good luck!
I live in Nassau county (Hicksville) and pay $1,025 per year for $275,000 of building coverage as well as the liability and all the other bells and whistles. Expect to pay anywhere from $800-$1500+. Rates go by the amount of building coverage (in dollars) as well as the area of the home (square feet). The higher the value (and larger the area) the higher the premium will be. You’re credit will also be a factor. Also, brick houses are a little cheaper (not as combustible) and so are newer houses.
Good luck!
References :
If you want to have a more specific information try this site
http://hinsurance.notlong.com
here you can get quotes from different companies in NY.
References :
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