Posts tagged "damage"

House “totalled” by water damage from broken pipes?

Question by IWantOut!: House “totalled” by water damage from broken pipes?
We moved from where our old house is. We had the electricity and water shut off. We went down last weekend to put antifreeze in the pipes.

When we got there, to our horror, the pipes had burst AND there was water gushing everywhere. Who knows how long. I guess the city DID shut off the electricity but did NOT shut off the water.

Due to a bookkeeping error (on my part) we have no insurance. Due to where the house is located, it is not worth that much.

I am afraid that fixing the place back up will cost more than the house is worth (we were planning on selling it). What should a person do in this type of situation?
Our property taxes for 2012 show the property value at $ 16,000. The house itself is around 1400 square feet. It is a victorian style octagon house with stain glass windows, pocket doors and a claw foot tub. I love the house but even when we moved in, it needed a lot of work. Now it needs WAY more…

Best answer:

Answer by roger n
Get what you can for it by selling to a builder / speculator. I suspect you know its not worth a lot in its current state.

What about getting the site cleared completely (assuming its not attached to anything) and talking to the local council about planning permission for another property.You don’t have to build it but your site is worth much more with outline planning permission. You would however have to pay someone to draw up basic plans for the new building.

Talk to the council first. They may also be able to suggest some drastic way of drying it out which might be cost effective.

Look in your local papers fro builders who won’t have to travel far. makes it more attractive to them.

Try and get some idea of what it would be worth if it were not wet. ( see Estate guys’ adverts for similar if possible. )

Hope it all works out OK

What do you think? Answer below!

House “totalled” by water damage from broken pipes?

Question by IWantOut!: House “totalled” by water damage from broken pipes?
We moved from where our old house is. We had the electricity and water shut off. We went down last weekend to put antifreeze in the pipes.

When we got there, to our horror, the pipes had burst AND there was water gushing everywhere. Who knows how long. I guess the city DID shut off the electricity but did NOT shut off the water.

Due to a bookkeeping error (on my part) we have no insurance. Due to where the house is located, it is not worth that much.

I am afraid that fixing the place back up will cost more than the house is worth (we were planning on selling it). What should a person do in this type of situation?
Our property taxes for 2012 show the property value at $ 16,000. The house itself is around 1400 square feet. It is a victorian style octagon house with stain glass windows, pocket doors and a claw foot tub. I love the house but even when we moved in, it needed a lot of work. Now it needs WAY more…

Best answer:

Answer by roger n
Get what you can for it by selling to a builder / speculator. I suspect you know its not worth a lot in its current state.

What about getting the site cleared completely (assuming its not attached to anything) and talking to the local council about planning permission for another property.You don’t have to build it but your site is worth much more with outline planning permission. You would however have to pay someone to draw up basic plans for the new building.

Talk to the council first. They may also be able to suggest some drastic way of drying it out which might be cost effective.

Look in your local papers fro builders who won’t have to travel far. makes it more attractive to them.

Try and get some idea of what it would be worth if it were not wet. ( see Estate guys’ adverts for similar if possible. )

Hope it all works out OK

Add your own answer in the comments!

Is hail damage covered on my homeowners insurance?

www.MurrayGRP.com – #33 – Hail damage is covered under a homeowners insurance policy depending on what form of homeowners insurance policy you purchased. A Broad or Special form policy will provide coverage in most cases. However, if you have a Basic or Fire Only homeowners insurance policy it is very likely you will not have coverage. It is important to always consult a professional insurance agent about your specific insurance needs. Our team of insurance professionals at The Murray Group would be happy to answer any questions you have regarding your life insurance policy. Click the link above to visit our website and learn more. ACTION: If this video provided you with any level of value Please Click the “Like” button above. www.MurrayGRP.com
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Does anyone know if soot damage is covered by home owners insurance? http://bit.ly/pUWUjk

Does everyone know if soot damage is covered by house owners insurance? http://bit.ly/pUWUjk – by BrunoAguilar2 (Bruno Aguilar)

@ThisIsRobThomas Good day. U getting ready 4 Nashville? I’m tired of dealing w/contractors & insurance on house hail damage. Who 2 trust?

@ThisIsRobThomas Good day. U getting ready 4 Nashville? I'm tired of dealing w/contractors & insurance on house hail damage. Who 2 trust? – by Karen3amRT (Karen Chavis)

Insurance Company Refuses to Pay

I received a call from a man who told me that his home had been destroyed from fire and water damage in Queens. He didn’t have homeowners insurance and the condo association and the owner of the building refused to pay for the contents of his apartment. He didn’t know what to do or where to turn.

When the condo association only wanted to pay to replace the basic walls in his condo and some basic cabinets, without compensating him for any of the personal items in his home, he was frustrated because he knew that they should be paying. Importantly, he had nothing to do with causing the fire or the damage to his apartment at all, and the responsible party was not stepping up to the plate and doing the right thing.

He came to me for help to file a claim against the condo association, the owner of the building, and the roofing company that actually started the fire. Watch the video to learn more.

If you find yourself in a similar situation where your homeowners insurance has failed to pay and compensate you for loss of your apartment or home, I urge you to explore my website http://www.oginski-law.com for more information. If you have legal questions, then I encourage you to call me since I can answer your legal questions at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call.

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Homeowners Insurance

Become a Public adjuster an learn how to help people and make a SIX FIGURE INCOME in 8 WEEKS. Go to our website
www.adjustingschool.com

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Insurance Company Refuses to Pay For Fire Damage

http://www.oginski-law.com

I received a call from a man who told me that his home had been destroyed from fire and water damage in Queens. He didn’t have homeowners insurance and the condo association and the owner of the building refused to pay for the contents of his apartment. He didn’t know what to do or where to turn.

A thorough investigation revealed that a roofing company caused the fire while putting on a new roof. Their apartment did not sustain any actual fire damage, but instead was totally destroyed from the water used to put out the fire.

He came to me for help to file a claim against the condo association, the owner of the building, and the roofing company that actually started the fire. Watch the video to learn more.

If you find yourself in a similar situation where your homeowners insurance has failed to pay and compensate you for loss of your apartment or home, I urge you to explore my website http://www.oginski-law.com for more information. If you have legal questions, then I encourage you to call me since I can answer your legal questions at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call.

Duration : 0:3:34

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Home Insurance

A helpful reminder to take pictures/video/document on what you have in your home.

Duration : 0:4:36

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