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		<title>How much does Homeowners Insurance cost?</title>
		<link>http://houseinsuranse.org/homeowners-insurance/how-much-does-homeowners-insurance-cost</link>
		<comments>http://houseinsuranse.org/homeowners-insurance/how-much-does-homeowners-insurance-cost#comments</comments>
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				<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[60 Minutes]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Coverage Options]]></category>
		<category><![CDATA[Different Companies]]></category>
		<category><![CDATA[Earthquake Zones]]></category>
		<category><![CDATA[First Time Buyer]]></category>
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		<category><![CDATA[Florida Fire]]></category>
		<category><![CDATA[Home Business]]></category>
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		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Insurance Agent]]></category>
		<category><![CDATA[Insurance Car]]></category>
		<category><![CDATA[Insurance Cost]]></category>
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		<category><![CDATA[Southern Florida]]></category>

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		<description><![CDATA[Whats a good estimate for how much my homeowners insurance would be if I&#8217;m a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement. I just want an estimate. Thanks. You are open for a pretty good range of values, depending on [...]]]></description>
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<p>Whats a good estimate for how much my <a href="http://houseinsuranse.org" target=_self>homeowners insurance</a> would be if I&#8217;m a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement.  I just want an estimate. Thanks.<br />
<br />You are open for a pretty good range of values, depending on where you live and what coverages you are looking for.<br />
Typical annual premium will be $500 for lower coverages in a not-so-risky area (risky is coastal, Southern Florida, fire or earthquake zones, etc).<br />
If you already have auto insurance, call your agent to have him/her discuss your options; there are a lot of them. Make sure to use an independent agent that can write you a policy with one of several different companies. That will give you the flexibility of premium and coverage options.<br />
A good agent will spend 30-60 minutes with you to make sure that they understand all of your insurance needs (car, home, home-business, kids, pets, etc). If they just spend 2 minutes to get the basics from you, keep looking for a better agent.</p>
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