Posts tagged "Fence"

Does Homeowners insurance cover demage of the tree that is fallen on to the house, and did some demage?

Does homeowners insurance cover demage of the tree that is fallen on to the house, and did some demage to the fence, Downspout Strap and to the garden.

If it was a healthy tree. If it was damaged or sick and you knew it, they may not pay at all.

Who’s homeowners insurance is responsible to pay if my neighbors tree fell in my yard?

The tree collapsed into my yard causing my grill and table umbrella to break, also broke the fence. He had the tree removed and repaired the fence but who pays for my broken stuff. The neighbor is saying that my homeowners insurance pays but shouldnt’s it be his???

Call your insurance ASAP.

If the neighbor’s tree fell due to their own negligence (the tree was dead and rotted out but they failed to remove it, etc) then it is their responsibility. If the tree fell because of a storm or other act of God than your insurance should pay.

Either way, this is for the insurance companies to work out. So call your agent, explain the situation, and let them work it out.