How much does Homeowners Insurance cost?
Whats a good estimate for how much my homeowners insurance would be if I’m a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement. I just want an estimate. Thanks.
You are open for a pretty good range of values, depending on where you live and what coverages you are looking for.
Typical annual premium will be $500 for lower coverages in a not-so-risky area (risky is coastal, Southern Florida, fire or earthquake zones, etc).
If you already have auto insurance, call your agent to have him/her discuss your options; there are a lot of them. Make sure to use an independent agent that can write you a policy with one of several different companies. That will give you the flexibility of premium and coverage options.
A good agent will spend 30-60 minutes with you to make sure that they understand all of your insurance needs (car, home, home-business, kids, pets, etc). If they just spend 2 minutes to get the basics from you, keep looking for a better agent.
Categories: homeowners insurance Tags: 60 Minutes, Auto Insurance, Coverage Options, Different Companies, Earthquake Zones, First Time Buyer, Flexibility, Florida Fire, Home Business, homeowners insurance, Independent Agent, insurance, Insurance Agent, Insurance Car, Insurance Cost, Pets, Southern Florida
Closing Costs Explained – Settlement Services, Title Insurance
Closing Costs Explained Visually is a 3-minute informative video that explains settlement services that take place at the end of a real estate transaction. The video communicates a general overview of title insurance in layman’s terms and is sponsored by Federal Title & Escrow Company, located in Washington, D.C. http://www.federaltitle.com
Duration : 0:2:44