Posts tagged "Insurance Agency"

Does my landlord need insurance?

Question by Kiddo: Does my landlord need insurance?
My lease references “manager’s insurance” so do they need to have it? Seems to me this implies that they have it and therefore if they don’t it is misleading?

I caused a fire cooking chicken (I didn’t know cooking oil explodes at random, I was standing right next to it too) and the surrounding cabinetry was damaged as well as the stove. I called my insurance agency and they say renter’s insurance does not cover the apartment – only MY things. So there is no way I could have protected myself against this – except maybe taking a course in chemistry?…My landlord made no reference of having insurance and charged me a large bill, which I paid, but now I’m thinking they should have made a claim with their insurance agency assuming they have one.

I would really like to get some of my money back, any suggestions on how to do this are appreciated.
Ok, thank you for all the emphasis on how it was my fault.

What I’m wondering is if my landlord should have filed a claim, had her insurance bring the charge down, and THEN billed me.

But I see that YOU all are A BUNCH of angry LANDLORDS bent on POINTING fingers at RANDOM people.
And please read the post, RENTERS INSURANCE DOES NOT COVER THIS.

And for the smartas$ who said I should take a cooking class – I was following a recipe. And people shouldn’t have to go to school for cooking to rent an apartment.

Best answer:

Answer by Landlord
No, you damaged this, you pay for it. Insurance does not cover tenant damages. It would only kick in if you burned down 25% of more of the building but you can bet the insurance company would turn around and get the money from you.

Just because he has insurance does not mean you can do things like this.

Know better? Leave your own answer in the comments!

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No Two Quotes for Home Insurance Are Same

Report by Franchis Adam

The thing to be always kept in thoughts by every and each particular person is that no two quotes for property insurance coverage are identical as there actually are a huge number of factors that go into premiums of insurance coverage of residence. You must usually make a really very good comparison in between as many residence insurance coverage firms, agencies and providers as you can. This will only support you and only you in getting a great residence insurance policy for your property with genuinely a very very good coverage.

In the present date there are a huge number of approaches to get the quotes for residence insurance coverage of numerous various property insurance companies, agencies and providers and that also with out wasting a lot more funds and also considerably more time. Constantly keep in thoughts that you need to evaluate at least 5 distinct residence insurance agencies, organizations or companies in order to get a quite excellent policy for insurance of your residence.

You can really quickly speak to the home insurance coverage agencies, businesses and providers of your neighborhood location via telephone or you can even go on net and surf there to get quotes for property insurance coverage from all the distinct home insurance businesses, agencies and providers all close to the nation.

You can open the internet site of any distinct house insurance coverage business, agency or companies to get the home insurance quotes of that distinct house insurance business, agency or provider or you can also merely open just a single site where you can get the quotes for home insurance coverage from all the various home insurance coverage businesses, agencies and providers. Make confident that those property insurance quotes are all for the same house insurance coverage policy.

1st you have to enter the zip code then you have to fill a simple form giving your info and details that are essential by the property insurance business, agency or provider. The internet site then sends your details to all the property insurance coverage firms, agencies and companies as the site is very truly linked with all the house insurance coverage organizations, agencies and providers.

You will will need to give details like what is the expense of your property, what is the complete place of your property, what it is constructed from and also the principal source of heat. You will also will need to list any security and safety devices, the place of your residence, and is the garage attached to your residence or not. You also require to give details about how far is the fire station and police station from your house.

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What companies can I get appointed with in Louisiana to write Home Insurance for my Insurance agency?

I have an Indepenent insurance agency in Houston, TX and I am opening a branch office in Louisiana to offer home and auto insurance for LA residents. However, I am having a hard time finding companies that are appointing agents or writing home insurance other than Louisiana Citizens. Does anyone have any suggestions on some companies that I am able to get appointed with ???? Please help!

aaron t, I found a big list of Louisiana insurance agencies. http://www.findinsuranceagency.com/Louisiana-Insurance-Agents.html I’d try visting one or two of them and see if they can assist you. A insurance agent should be able to help you.

How would your homeowners insurance agency know what breed of dog you have?

Other than asking you, how would your homeowners insurance agency know the breed of your dog. I have been thinking about adopting a pit/pit mix but I am worried because my homeowners insurance does not cover certain breeds. So how do they know if you have one of those breeds? Particularly if its a pit mix? Does that count as a restricted breed? Do they check your home? Ask for papers on the dog?
If it is a "pit mix" is it okay/lawful for me to just say it is a mix?

You are required by law to answer what they ask you – if you do not or answer fradulantly – your policy will be voided or they will not pay a claim should that be required.

Would you be likely to shop for homeowners insurance on a night/weekend or during the week?

I currently work for an insurance agency and I sell homeowners insurance. I am considering getting a cell phone to answer calls after 5:00pm and on weekends. I am not sure how lucrative this would be. Do people primarily look for insurance during the week or do they seek convenience on nights and weekends?

The more available you are to potential customers, the more likely you will get to quote them. I know that when I am attempting to buy something, I partly base my decision on how easy it is to get ahold of someone.