Posts tagged "Insurance Companies"

If Nancy Pelosi has called insurance companies “villians”, why does she accept campaign cash from them?

Question by Obama – Wimp in the White House: If Nancy Pelosi has called insurance companies “villians”, why does she accept campaign cash from them?

http://blogs.cqpolitics.com/notepad/2009/07/speaker-will-keep-villains-mon.html

House Speaker Nancy Pelosi, D-Calif., called health insurers “the villains” in the unfolding story of the health care overhaul on Thursday, ratcheting up an anti-insurer theme trotted out by President Obama earlier this month and encouraged by other Democratic leaders in Congress

Pelosi, of course, has accepted campaign contributions from said villains this year and in the past, as have most of her Democratic colleagues. Pelosi’s campaign committee, for example, took $ 2,500 from AFLAC’s political action committee on April 13. But she’s not giving the money back just because she thinks the sources are immoral and villainous.

So why won’t she give the money back? The villians stole the money didn’t they?
Pelosi ranked 55th among members of the 111th Congress in contributions from health insurers since the 1989-1990 election cycle, according to CRP, having taken in $ 186,750 (less than $ 20,000 per two-year cycle).

Best answer:

Answer by Well Duh!
She also accepts funds from Unions but you would be hard pressed to find any union employees in any of her or her husbands businesses.

What do you think? Answer below!

#Home #Insurance Compare Hundreds of schemes from the #UK ‘s leading insurance companies – http://bit.ly/gSV5Wn #savemoney

#Home #Insurance Compare Hundreds of schemes from the #UK 's leading insurance companies – http://bit.ly/gSV5Wn #savemoney – by moneyexpertuk (Money Expert Limited)

What can I do after ” State Farm ” is Not a Good Neighbor ??!!!!?

Question by blue knight: What can I do after ” State Farm ” is Not a Good Neighbor ??!!!!?
I opened my mail today from State Farm only to find out that they were dropping my home owners insuance !
They say that they are dropping me because I have filed 3 claims. 2 were due to high winds and the 3rd was do to a pipe breaking on the 2nd. floor. So the first 2 were due to ” Mother Nature “.
The 1st one was damaged the roof.
The 2nd was due to a pipe breaking on
the 2nd flooor and not finding out till it
was to late. My tenent did not tell me
till it was too late.
The insurance was always paid on time !!!!
I feel lke the only way to have home ins. is to NOT FILE ANY CLAIMS against State Farm
What can I do ??? Thanks .

Best answer:

Answer by jacob s
insurance companies are a bunch of bull s h i t,,,,,

Add your own answer in the comments!

Green Building Insurance

This episode on green building insurance was filmed live at The Lakewood Chamber of Commerce March Industrial Lunch Meeting, at the Ramada Inn, in Toms River, NJ Green Building and becoming LEED Certified are areas of tremendous growth throughout the United States and the world. As with other growth, Insurance companies have been reactive and slow to respond to the needs of green building owners, green building developers, and green design professionals. Having adequate green insurance with proper replacement value is critical in limiting green insurance exposure. It is very important that your insurance agent have knowledge of green insurance. Green buildings have special qualities which often require green coverage enhancements not included on standard insurance policies. Green insurance issues include the costs of alternative water and energy systems, business interruption, the cost of building commissioning, costs associated with green certification after reconstruction. Much of the risk associated with green building comes from the design services, including guarantees and warranties of LEED certification. What is LEED certification? In the United States and in a number of other countries around the world, LEED certification is the recognized standard for measuring building sustainability. Achieving LEED certification is the best way for you to demonstrate that your building project is truly “green.” The LEED green building rating system, developed and administered …
Video Rating: 5 / 5

What Is Building and Contents Insurance?

If want to know more about home, building, and contents insurance, then you have come to the right place. This article specifies what building insurance is and what it covers. In this article you will discover what is contents insurance coverage, as well as what it covers. You will also find out some very important things that you should know about building & contents insurance. After this article, you will find out why you should compare building insurance, and where you can get a building insurance quote.

Building and contents insurance

Building and contents insurance are two different types of coverage; building coverage is the actual building structure insurance coverage that covers the building itself. Contents everything of value that is on the inside of the building or built within the dwelling. All though these are two very different types of coverage, which could be two separate policies themselves, most prestigious insurance companies offer policies with both types of insurance coverage combined.

What is building insurance?

This coverage is similar to home insurance in a sense. There are similarities of building insurance that are alike traits of traditional home insurance coverage like the natural disaster part of the policy. It covers the owner if anything happens to the structure of the building.

Building insurance situation- Example 1

Let us say you have a tree in the backyard of your building that falls and damages the structure of the building or destroys the structure. If you have building insurance, you are covered. If you (the policyholder) have building insurance with natural disaster coverage in your policy terms, you will be covered and reconciled for the damage that the tree has caused to the building.

What is contents insurance?

Contents insurance is insurance coverage that covers all personal possessions or items in an individual’s household. Content insurance coverage; usually found in a home insurance policy, it could cover your most valued items. It can also cover things that are included in the policy but temporarily removed from the property. This type of coverage is a way to cover everything inside of a home or building. Contents coverage insures things like TV’s, computers, stereo sound systems, audio equipment, musical instruments, ect…

Contents insurance situation-Example

Let us say you are just getting back from a weekend road trip, only to discover that your building has been broken into and vandalized. When things are vandalized or stolen that are covered within your contents coverage policy, you will be reconciled for your losses after your make a claim.

Important things you should know about contents insurance

It is very important you take the time out to dissect your contents home insurance policy. You cannot cover some things within your content coverage. It is a known fact that some expensive items will not be covered under a content policy because of the payout amount terms some policies offer. Therefore, in some cases you would have to inquire about an exclusive clause to cover these expensive items, or get a separate policy for these items to assure that you get fully reconciled in the event anything happens to these valued possessions.

Who should have building insurance?

Any individual that owns commercial properties or dwellings not inhabitant by themselves. Business owners, proprietors that own apartments. If an individual owns commercial property or is a property owner, building insurance would be by far the smartest decision the owners could make.Make the a smart decision of getting a building insurance quote or a contents insurance quote now.

Why are Republicans now fighting against policies that they used to fight for?

Question by Eddie: Why are Republicans now fighting against policies that they used to fight for?
They wanted to give insurance companies more business by requiring all Americans to buy health insurance. It was issue when health care over haul was being discussed in the nineties.

Did Orrin Hatch forget about car and home owners insurance?

“Congress has never crossed the line between regulating what people choose to do and ordering them to do it,” said Sen. Orrin Hatch (R-UT). “The difference between regulating and requiring is liberty.”

Republicans used to want pay-as-you-go rules. No that Obama and the Democrats are interested, some republicans are against it.

Republicans wanted a deficit cutting commission and when Obama agreed…they voted no.

How can anyone with common sense support people who are not interested in working for the American people? Their only goal is to see President Obama fail.

http://swampland.blogs.time.com/2010/02/16/health-care-republicans-oppose-their-own-idea/

http://thinkprogress.org/2010/01/28/senate-gop-paygo/

http://abcnews.go.com/WNT/video/gop-party-9781939

PO’d – You can have a home mortgage without insurance?

“Lenders require that you have homeowners insurance. Be sure to shop around.”

http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home

So some of you feel that being forced to buy car and home insurance is different from being forced to buy health insurance?
Since it wasn’t that long ago that the Republicans wanted it to be manditory for all to buy health insurance – would you have opposed that too?
““Every expert who has looked at this says, ‘If you provide the subsidies and you cap somebody’s income, everybody’ll be able to afford it; it’ll be cheaper than anything you’re buying now if you’re buying it,’” he said. “I’m just telling you, we won’t get control of cost unless we cover everyone.”

http://firstread.msnbc.msn.com/archive/2008/04/20/924212.aspx

“Republicans were for much of the Democratic heath reform package before they were against it. In 1993, Republican Senators supported a bill that would have:

•Banned discrimination against people with pre-existing conditions.
•Required employers to offer insurance, as well as required people to buy insurance.
•Reduced growth in Medicare spending.”

http://www.annarbor.com/news/opinion/health-care-bill-isnt-perfect-but-it-is-a-giant-leap-forward/

Peace – Show us one proposal that shows Republicans are for the people.
A recent Harvard study concluded that close to 45,000 people died in 2006 because they didn’t have health care coverage. The bill is far from perfect but would save hundreds of thousands of lives and keep thousands more out of bankruptcy court. The bill would ensure coverage for millions of citizens who are currently without health insurance.

http://voices.washingtonpost.com/ezra-klein/2009/12/is_the_senate_health-care_refo.html

http://www.annarbor.com/news/opinion/health-care-bill-isnt-perfect-but-it-is-a-giant-leap-forward/

Best answer:

Answer by bobbyrich32
because they put party before country

Add your own answer in the comments!

How To Get The Best Building Insurance Quote

Business owners that need to insure their building will want to make sure that they get the best building insurance quote possible.  There are a few tips and tricks that can help a business owner get a good quote for insurance on their building.

Firstly, it is important to acknowledge that many people do not purchase insurance.  This is true for both commercial and personal insurance.  This is because they think that accidents and natural disasters will not happen to them and if they do, they will be able to cover the damage themselves.  This is not true, as nobody knows when he or she will be a victim of a burglary, fire, natural disaster or a number of other circumstances that could harm the belongings of that person.  In addition, many people under estimate how much money it would take to replace their belongings and cover their liability if something does happen.  This is why insurance is an absolute necessity.  This is especially true for businesses.  If the building that they operate from is damaged, they will not be able to generate any revenue.

While in the past, many insurance companies would allow customers to decide the sum that they wanted to insure their building for this is no longer the case.  Many insurance companies now insure building for replacement value regardless of how much that may cost.  This means that if something were to happen to the building the insurance company would replace it with the same materials.  Some buildings do not qualify for this type of insurance as they are higher risk and more expensive to fix when something goes wrong.  In cases like these, the insurance company will insure it for however much it is valued at.  When the customer is getting a building insurance quote the insurer will ask customers, what the building was worth last time it was valued.

In order to ensure that they get an accurate quote, customers must know some specific details about the building.  The person giving the quote will want to know what year the building was built in, what it is constructed of and if there is anything out of the ordinary about the building.

If the building has a security system customers make sure that the insurer knows that as this may help reduce the premium.  It is also important that the customer ask what discounts the company offers so that they can make the most of them.

Those that have this information will be able to get an accurate building insurance quote.  Consumers should take the time to get quotes from several different companies so that they can compare the cost.  Some companies offer exactly the same policy at different rates from one another.

Selecting the Proper House Insurance Companies

Post by Madison Cook

Your property can be your most critical investment. You have spent a excellent deal of money to acquire that property and fill it with cherished belongings. But what if a thing unpredicted happens? A thing undesirable like fire, theft, or even all-natural disasters such as earthquakes may well damage your home or cause the loss of all you have worked challenging for perhaps. Will you be capable to replace all of them in a snap?

There are lots of home insurance businesses out there that supply house insurance. You could discover them on the Net, newspapers, or even know about them by means of your loved ones and close friends. These providers supply a variety of varieties of policies but always retain in thoughts that you have to pick the proper insurance business. Decide on a wonderful insurance organization that will supply you excellent coverage at the suitable price tag and will assist you devote less cash by giving you lowered premiums.

But exactly how do you know you are deciding on the excellent home insurance corporation? It is needed that you also do your own analysis earlier to going to diverse home insurance businesses. Check out for the company’s reputation. You can search up a amount of evaluations about them or even simply by means of word of mouth. You can also check the company’s monetary position. You could consult insurance brokerage organizations or even agents as they are really useful. In that way, at least, you will be equipped to know a bit one thing about that business.

Evaluate. This is nevertheless 1 valuable tool you can easily to do to support you discover the right insurance company. 1 method of comparing policies is comparing your premiums. Almost all insurance organizations give premiums that are comparable. If you still can’t make a decision which to decide on, you can still evaluate various other positive aspects or choices like the protection sums and discounts. These are vital elements that could assist you meet your demands.

Do not place your household in jeopardy. No one truly understands what is going to come about in the extended run. Preserving your residence and your property guarded from danger is an critical point that you should appear at. Security must be your best priority. Of course you would want to sleep nicely at evening and have peace of mind. To make this feasible you will have to shield your property and its contents with a property insurance policy just from the greatest insurance corporation.

About the Author

Madison enjoys researching the best types of insurance obtainable on the market. She runs an informational internet site which offers details on property insurance firms, high risk life insurance and a lot a lot more info dealing with all your insurance needs. Uncover a lot more at www.houseinsuranceguide.com

Why You Have To Compare House Insurance Companies: You are lucky if you are owner of a home. It might be your bi… http://bit.ly/jbeGWa

Why You Have To Compare home insurance Firms: You are lucky if you are owner of a property. It may be your bi… http://bit.ly/jbeGWa – by nijafriends (Joseph Akintaju)

Life Insurance: Which companies out there are the “top rated” in perspective of service *AND* price ?

Question by mbmeyer5447185: Life Insurance: Which organizations out there are the “best rated” in point of view of service *AND* price tag ?
With so numerous firms and web sites to pick from, how does the average individual know which business has the finest service–along with reputation ? In addition… Is ‘Primerica’ truly the “leading of the line” as they claim to be ??

Best answer:

Answer by mbrcatz17
I wouldn’t acquire Primerica. JMO.

Pricing varies wildly. A single organization may be finest for rated men and women, one for smokers, 1 for 30 year olds. So it is impossible to rate based on cost.

You really require a local, independent agent to shop about, and get you five or 6 quotes from a variety of a rated carriers.

What do you think? Solution below!