What should i ask insurance agents when i am shopping for homeowners insurance?
We are trying to buy homeowners insurance b4 hurricane season…we live in fl. but i wanted to know the right answers to ask the agents when i am shopping for quotes. Is there any? what are the basic questions? i want to make sure i’m covered for all the right stuff and i get what i want and need. thanks for all of your help!
In FL, it’s "will you write me" and "who are you going to quote me with".
You want an A RATED CARRIER, with someone like AM Best. There are a buncha new, unrated carriers cropping up, like Cypress, but since they aren’t rated at all, you don’t even know if they’ll be in business the day after a major hurricane.
For the most part, a good agent will ask YOU lots of questions, to be sure that you’re insured propertly.
I know a GREAT insurance agent in FL – www.huttinsurance.com I’m not affiliated, but I’ve brokered stuff through them, and they do a bang up job.
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