Posts tagged "Lawyer"

I got sued for not paying my insurance deductable of $122?

Question by bkk2nite: I got sued for not paying my insurance deductable of two?
I went to a medical doctor (ear nose and throat) to verify on my cancer. When the deductible bill came, I was appalled. The office charge my insurance “small workplace surgery” fee or one thing of that content material. There was no surgery accomplished, all he did was appear down my throat with a tool. I referred to as my insurance coverage up but it appears like they can’t do something about it.

The amount went to collection. This lawyer from the collection company is taking me to small claim court. I can spend the $ 122 and but I felt that this is not right but there is nothing I can do. I’m extremely frustrated.

Any suggestion?

Greatest answer:

Answer by wizjp
go to court. Assume it’ll be much more like 200 if you shed with expenses

The time to contest it was prior to it went to collections.

What do you consider? Answer beneath!

what do you think your homeowners insurance policy covers that it does not also exclude?

Question by randomjog: what do you think your homeowners insurance coverage policy covers that it does not also exclude?
by “exclusions,” i mean the quaintly worded paragraph “what is not covered” as properly as the designated “exclusions.”

by “home owners insurance” i imply iso type HO-three or other iso type sold to customers rather than commercial enterprises.
intriguing that the insurance hacks are answering the other question about homeowners insurance coverage being a scam by saying that it is valuable, but are ducking this one.

their stock answer will be “read the policy.”

as if. i am a coverage lawyer and to the extent that i can even read it, it excludes coverge of something and everything.

Very best answer:

Answer by Phil
The HO-# policies can be confusing to non-insurance men and women. There are some many variations to the policies among the states and organizations. This frequently leads to poor info provided by men and women that do not actually understand insurance coverage.

It is a excellent thought to buy your insurance coverage through an agent instead of a website if you don’t understand insurance coverage. The agent can get the data from you about what requirements to be covered, and explain policy provisions to you. (If your agent can’t, discover a new agent.)

What do you believe? Answer below!

Insurance Company Refuses to Pay

I received a call from a man who told me that his home had been destroyed from fire and water damage in Queens. He didn’t have homeowners insurance and the condo association and the owner of the building refused to pay for the contents of his apartment. He didn’t know what to do or where to turn.

When the condo association only wanted to pay to replace the basic walls in his condo and some basic cabinets, without compensating him for any of the personal items in his home, he was frustrated because he knew that they should be paying. Importantly, he had nothing to do with causing the fire or the damage to his apartment at all, and the responsible party was not stepping up to the plate and doing the right thing.

He came to me for help to file a claim against the condo association, the owner of the building, and the roofing company that actually started the fire. Watch the video to learn more.

If you find yourself in a similar situation where your homeowners insurance has failed to pay and compensate you for loss of your apartment or home, I urge you to explore my website http://www.oginski-law.com for more information. If you have legal questions, then I encourage you to call me since I can answer your legal questions at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call.

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If I was hit on someone property can I sue her condo’s insurance company?

I’m already sueing the women who hit me with her car, but I am loosing a lot of money out of work now. I was hoping on some kind of advice that my lawyer hasn’t thought of….

I think your lawyer would have thought of all possible avenues of who is liable for the injuries you suffered as a result of the accident. Where were you on the property?

Insurance Company Refuses to Pay For Fire Damage

http://www.oginski-law.com

I received a call from a man who told me that his home had been destroyed from fire and water damage in Queens. He didn’t have homeowners insurance and the condo association and the owner of the building refused to pay for the contents of his apartment. He didn’t know what to do or where to turn.

A thorough investigation revealed that a roofing company caused the fire while putting on a new roof. Their apartment did not sustain any actual fire damage, but instead was totally destroyed from the water used to put out the fire.

He came to me for help to file a claim against the condo association, the owner of the building, and the roofing company that actually started the fire. Watch the video to learn more.

If you find yourself in a similar situation where your homeowners insurance has failed to pay and compensate you for loss of your apartment or home, I urge you to explore my website http://www.oginski-law.com for more information. If you have legal questions, then I encourage you to call me since I can answer your legal questions at 516-487-8207 or by e-mail at lawmed10@yahoo.com. I welcome your call.

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What kind of lawyer do I need that specializes home insurance policies?

My home got flooded. Insurance denied the claim but I believe I still have a case. What kind of lawyer would I need that specializes in home insurance policies to see if I really do have a case?
Sorry, I should have been more specific. My house was flooded due to a pipe burst.

You need to be much more specific because water damage may be covered in certain circumstances but flood damage is not covered in any circumstance.

In the USA no homeowners policy will cover damage due to a flood. Flood damage is specifically excluded. Coverage for flood would have to be purchased through the National Flood Insurance Program (NFIP).

How can I find out if my neighbor has homeowners insurance and what company it is with?

I am trying to file a dog bite claim against my neighbors insurance, but I do not think he is responding truthfully about his insurance policy. He denies having insurance that has personal liability. He sent a copy of his mortgage protection coverage to our lawyer and claims that is the only coverage he has. He still has a mortgage, so he must have homeowners. How can we force it out of him? He has not provided proof of insurance or lack of from the time of the injury. If he truly does not have insurance, we are going to have to sue him because the medical bills are already into the tens of thousands. Please help.

You’re probably going to have to sue him. Then he has a choice–defend the suit himself or report your claim to his insurance company. I don’t believe his mortgage company would allow him to carry a mortgage without a liability policy, but he evidently thinks that if he stonewalls, you’ll just go away. That’s what litigation is for, and he will learn that this was a situation where he should have made the report up front.

my neighbors daughter is on the city counsel and complains about everything and authorities take his side?

One morning my kids were going on a group outing and my dog got out. When I awoke I Heard a ruckas in the front yard I opened my door to my neighbor and the police trying to get a dog(not knowing it was my dog). when I realized it was my dog I pleaded with the officer to please let me come out and get the dog for him he would not let me.,and sprayed a whole can of pepper spray in my dogs face. The sergant on duty came to talk to me and said my dog had bit the neighbor and he was going to be put on quarentine for 10 Days . I told him that my dog at 7 years old doesnt have a mean bone in his body and I want to see the bite. He then said that a animal control officer will be getting in touch with me. Well that Monday morning they came to my house to inform me that they were going to deem my dog as visous and I probably would never get him back and if I tried I would have to get a10,000 dollars insuranse policy just to keep the dog and the counsel would decide if it should go to a hea

Was there really a bite? If not, get a lawyer immediately who will fight for your rights. This is terrible. If I had the chance, I would also move to be away from such a menace neighbor!

Gelman Condo Insurance

Stan Gelman Lawyer, Interview with David Pylyp realtor, Buying a Condo, your need for Insurance, New Condo Rules, Etobicoke Condos, Mississauga Condos

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