Posts tagged "money"

Make Big Money$$ – The Complete Field Inspector’s Training Guide

Make Big Money$ $ – The Complete Field Inspector’s Training Guide
Unsaturated Market! Tons Looking For Employment, Many Want To Be Field Inspector/work With Their Camera And This Guide Covers All As Well As The Best Way To Get Job & Common Terms. There’s No Ebook This Informative. Demand Is Huge, Take Advantage.
Make Big Money$ $ – The Complete Field Inspector’s Training Guide

Landlord Insurance: Why It May Be Necessary: Spending money on something that you hope you never have to use is … http://t.co/Pazxwxt

Landlord Insurance: Why It May Be Necessary: Spending money on something that you hope you never have to use is … http://t.co/Pazxwxt – by Lilianaawaul (Liliana Rebeiro)

Legal/moral question-?

Question by : Legal/moral question-?
I had a designer flown out from California and together we came up with the perfect house plan. And he employed a crew of workers that had the entire structure up a few weeks. My family and i moved in, and after living in the house, for 4 days, the entire structure collapsed in our sleep. Since we had just moved in I did not have home owners insurance yet, When the structure collapsed, my wife and daughter were casualties. And the great state of Mississippi has informed me that since my wife was African American, and that my daughter was a lesbian, that i am not unable to circumnavigate my contract with the building company. I had put all of my money into what was our dream home. I do not have the funds to even hire a paralegal. I have also learned that eminent domain will be commandeering my property to construct a bypass, so i am not getting reimbursed, Because, and i quote “due to large contributions to the tea party movement, we aint got no mo’ ci ash”. any advice?

Best answer:

Answer by Jane Billy
Dear I suggest you to see http://carekorner.com I hope that helps you too as it helped me.
Keep using answers.yahoo.com

What do you think? Answer below!

My old landlord is trying to find things wrong with my apartment so he doesnt have to return my deposit back..?

Question by Joseph C: My old landlord is trying to find things wrong with my apartment so he doesnt have to return my deposit back..?
He’s been looking for the smallest things so he doest have to return my deposit,
this is what happened,:
when I moved in a year ago he showed me the basement and he told me that the only problem with it is that a corner in the winter it gets water on the floor, so he told me to avoid to put stuff in that corner.
I did what he suggested and I put all my stuff on the opposite side of the room….
suprise suprise, the basement got flooded completly, and ruined all my stuff, I had to throw everything away. I haven’t been able to use the second bathroom located in the basement cause of it, and I have’t been able to store nothing else .
I showed to him 2 minutes after I found out and his answer was ” I told you in the lease you were suppose to get renters insurance”.
First of all I’m not asking for any money or reimbursement, I never did, all I want is him to admit that out of a whole house technically I’ve been able to use only 1 of the 2 bathrooms promised in the lease, and 3/4 of the house cause the basement was not accesible.

MY QUESTION IS:

do I have a case or that sentence in the lease “I suggest you get renter insurance”, ruins everything.

sorry for my english, I dont speak very well yet.
thank you

Best answer:

Answer by kemperk
i am puzzled. While I know that mid-westerners love basements, in the SW, we don’t have them so we don’t consider them.

YOU KNEW x amount of water came in during the winter. sounds stupid………if i felt water
was going to come in, I would find out from experts, how and where, and then, I would
pay for water PROOFING in advance.

I would say you have no case but I WISH YOU DID.

I offer the supposition that the basement is extra. It might hold storage space,
a bathroom, a bed, etc. YOU did not seek experts to make sure the area was
dry after he told you it could flood.

I would have said either, “no thanks, I don’t want the chance of flooding” or I would have
said, “who is a water sealing service?” if I felt I was going to use the basement.

Maybe in your state, the LL is held responsible for the water tightness of basements.
IF so, ask them! CALL a RE firm and see if they do renting [ask for the broker]
and if yes, ask if the LL in your state is responsible for the water proofing of the basement.

sorry!

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Buying Cheap Home Insurance for Your Summer House – Tips to Save Money

It could be more challenging to obtain cheap home insurance for a summer house.  You have to be aware that insurance companies consider summer homes as high risk properties especially if unoccupied for several months.  The challenge for you is how to obtain adequate cover for your prized vacation home without spending too much on insurance.

In Denmark, all citizens and resident of EU can buy real estate property without restrictions.  However, buying a summer house is quite different.  There are certain restrictions in this market especially if you are going to purchase a property in prime vacation areas.  There is also a distinction between a summer or holiday house and all-year residential home.

A summer house however needs to be insured so you can enjoy better peace of mind. Most importantly, the insurance will be able to cover any damage or loss that could happen to your vacation property.  So if you are looking for cheap home insurance for you summer house, here are some simple tips that may work for you.

Get Cheap Home Insurance by Combining Policies

If you have obtained cheap home insurance for your primary residence, you may want to revisit the policy to determine if it is possible to include coverage for the summer house.  Some insurance companies may consider providing coverage for a vacation home through your primary home insurance.

The easiest approach is to ask your agent who helped you obtain the cheap home insurance.  You can discuss with your agent the need to insure your vacation house and if it is possible to obtain coverage through your main policy.

Get Cheap Home Insurance Online

If the first option is not viable, you should try looking for an insurer that specializes on vacation or summer houses.  Try to go online and look for an insurance company that provides cheap home insurance cover for second homes.

You will have more options if you shop for vacation home insurance online.  You can also use online insurance quote services in order to find the best deals in the market.  There could be a company that offers cheap home insurance with adequate cover for a summer house.

More Ways to Make Summer Home Insurance Cheaper

You have to accept that insurance for summer houses is expensive.  Remember that such properties are considered high risk.  However, there are ways how to mitigate the risk on your vacation home.  By minimizing the risks, you might obtain cheap home insurance for your summer house.

One of the simplest things to do is to hire a house sitter or a caretaker for the vacation home.  If you can prove that someone is taking care of the summer house, then the insurance company might assign you to a lower premium bracket.

If your summer home is already insured and you want to obtain cheaper premium, then it would be best if you can bolster its safety and security features.  You could regain your investments on these features through the savings that you can enjoy from lower insurance payments.

The word that is used in Denmarks for home insurance is Indboforsikring dækning and if you need one, please visit this Danish website to get the best one possible. Use Google Translator if you don’t know Danish. Even more about home insurance you can read here.

Adjusting entries and journal of adjusted entries?

Question by punchbuggy: Adjusting entries and journal of adjusted entries?
Offered
Spring Care Lawn Care inc
Post Closing Trial Balance
as of April 30, 2008

Accounts Debits Credits
Money 25,300
Accounts Receivable 11,300
Workplace Supplies 500
Prepaid Insurance coverage 3,300
Prepaid Rent 46,000
Workplace Creating 80,000
Accumulated Depreciation 400
Accounts Payable 2,000
Unearned Charges 1,500
Capital Stock 150,000
Retained Earnings 12,500
166,400 166,4000
No matter how I enter it the entries get messed up. From the best to and such as “workplace creating” the entries are debits. The rest are credits. Each column adds to $ 166,400.
Adjustments to be produced for Might 31, 2008:
a. Purchased office supplies on credit, $ 600.all for May possibly
b. Offered lawn care services to clients and received $ 16,000 in money.
c. Offered lawn care companies to customers on credit. Fees of $ eight,000 will be received
in June.
d. Received $ three,000 in cash from several clients in advance for companies to be
rendered in the long term.
e. Paid $ 1,200 in cash for May possibly advertising.
f. Paid $ five,700 in money for employee wages.

amt of workplace supplies on hand700
1700 of unearned fee now earned as of five/31
1 month insurance is expired
1 month rent is expired
Depreciation for developing for a single month $ 400

I also want to make a journal of the adjusting entries on five/31/08

Greatest answer:

Answer by jerome??
Very first of all you, align the amounts to correct debit or credit column when your asking.
Dr Cr
a. Supplies 600
——-Accounts Payable 600

b Cash 16000
——-Service Earnings 16000

c Accts. Rec. 8000
——-ser earnings 8000

d. Money 3000
——-Unearned Fees 3000

e Adver. Expense 1200
——-money 1200

f. Salaries Expense 5700
——-Money 5700

other infos:

Supplies Expense 400
——-Supplies 400

Unearned Costs 1700
——Service Income 1700

Insurance Expense [not sufficient detail about the transaction]
Prepaid Insurance [not sufficient detail about the transaction]

Rent Expense [not adequate detail about the transaction]
Prepaid Rent [not enough detail about the transaction]

Dep. Expense – Constructing 400
——-Accumulated Dep. 400

Sorry but I cannot figure out the prepaid insurance and rent. I don’t know I how long the is it is contract to be capable to know how much expires every single month.

Money 37,400
Accounts Receivable 19,300
Office Supplies 700
Prepaid Insurance coverage three,300
Prepaid Rent 46,000
Office Constructing 80,000
—–Accumulated Depreciation 800
—–Accounts Payable 2,600
—–Unearned Charges two,800
—–Capital Stock 150,000
—–Retained Earnings 12,500
—–Service Income 25700
Supplies Expense 400
Marketing Expense 1200
Salaries Expense 5700
Depreciation Expense 400
194,400———-194,400

Sorry about the detail I as well can’t align it XD

Give your answer to this question beneath!

How A Feature Specific Motorcycle Insurance Comparison Goes Towards Saving Money Big Time

Write-up by Christoffer X Altesino

When buying a motorcycle it is customary to compare brands and ultimately decide on that brand that either meets the buyer’s certain needs or has features that are quite attractive and newer than other people.  Not numerous of these prospective customers do go a step more and appear for motorcycle insurance coverage comparison in a comparable way.  Why would it be essential to evaluate motorcycle insurance quotes and attributes? The cause is rather simple and clear. Comparison comes in only when we are seeking out for possibilities to save funds whilst also ensuring that what ever is on supply is the finest worth that funds can acquire.

Apart from the variety of quotes accessible online from the insurance firms suiting the certain requirements of the purchasers of insurance coverage policies, motorcycle insurance comparison is frequently done amidst a variety of policy possibilities available from the same insurance firm. Effortless comparisons can be produced with the functions provided inside the policy. Hence a comprehensive motorcycle insurance coverage policy would have more attributes and coverage as compared to a third celebration insurance coverage policy or a theft insurance policy. This would be the second stage of the comparison following deciding on which company’s policy to go for.

Let us take an example to understand this far better. A distinct insurance organization is identified to offer you the lowest of the quotes in the very first location. Having selected that firm, the potential insurer would like to know which kind of insurance policy would finest suit him although he is riding a bike to commute between home and workplace everyday. He fine tunes his search for a motorcycle insurance comparison by flagging on the policy form, which brings up a matrix of functions under the three possible types talked about above – extensive, 3rd party and theft.  A complete policy might offer an upfront discount for an on the internet purchase whereas the same discount might not be obtainable for the 3rd party kind. Similarly, the no claim bonus might be larger for a comprehensive insurance policy which could not be applicable for a theft insurance coverage policy. For that matter, one could also locate the uninsured owner’s coverage a lot more desirable given that this would not be applicable to a thorough or a theft insurance coverage policy.

Insurance coverage comparison is an essential workout if you are searching to save on fees and at the very same time maximize on the accessible functions. The web is the best available forum where you can discover answers to all your concerns related to motorcycle insurance coverage.

About the Author

Read my blog about how considerably is motorcycle insurance coverage or tiny table lamps.

Why Insure Your House For More Than Its Worth?

When most people buy a home they get a home owners insurance policy based on what their house is worth on the market. It’s called “Fair Market Value”.

But what if you had a fire and had to completely rebuild your home? There is a good chance that with inflation, contractors would charge you a lot more than what you paid for your home -especially in today’s housing market.

Your home is the single most valuable asset you own. The biggest mistake home owners in Atlanta make is just getting the cheapest insurance they can find. You could save a lot more money in the long run by being savvy about home insurance policies and going with one that protects you the best.

There are basically three types of home owners insurance policies. Unless you have requested otherwise, you probably have the standard market value home owners insurance.

Types of home insurance:

Market Value (Actual Cash Value)
This type of home insurance pays for the cost to replace damaged property while factoring in depreciation amounts. This is the bare minimum and often the standard required when purchasing a house. This insurance policy is based on the fair market value of your home or, what a buyer would pay for your home in today’s market.

Replacement Cost
This home insurance policy will cover the cost of rebuilding your home, up to the amount that you choose with your insurance policy. So, if your policy is for 0,000, and you have a total loss, you’ll get 0,000 to rebuild and no more. If you have underestimated the repair and rebuilding costs -which is often the case, any remaining expenses will be on your dime.

Guaranteed or Extended Replacement Cost
This is the most coverage you can get for you home. To protect yourself against inflation and construction demand, you can buy a policy that pays more than the policy limits. An extended replacement cost policy will pay an extra 20 percent or more above the limits. This type of policy is the only one that will pay to completely rebuild your home in the case of a fire or other natural disaster.

If you live in the Atlanta suburbs like Lawrenceville or Duluth where land outside the perimeter is cheaper, the cost to rebuild your house could be higher than the cost to buy –especially if your house has pricey features, such as plaster walls, detailed woodworking and hardwood floors. Failure to cover your home at full replacement value can be a nasty shock in the case of a major loss.

Don’t wait for a major disaster to look into the details of your home insurance policy. Ask your insurance agent about your current coverage and how you can improve the protection of your home and possessions.

Whole Life Insurance – Whole Life Insurance Is Superior Then Other Life Insurance Policies

Report by Jane Molano

In most situations wherever men and women do not take up a life insurance and if you ask them the purpose for not taking up the life insurance coverage, you will come to know that folks feel that investing cash in life insurance is a dead investment and waste of income. But that is not the case if you study and do a analysis, you will discover that folks typically get far more then what they have invested. It is only up to you how you invest your money and which policy you invest your money in.

Whole life insurance is a product which offers insurance coverage cover to you and your loved ones. This is a superior item and in demand now days, since in this life insurance, as opposed to term life insurance coverage you are also a component of the beneficiary. This insurance coverage has a cash value, because the money you invest in the course of the term of the insurance is returned back to you as a guaranteed quantity. Whole life insurance has a face worth and so you can even take a loan on your insurance coverage policy depending on the money that you have already invested.

I had a good friend who was financially sound and utilized to spend money like there will be no tomorrow. I employed to inform him to invest funds in insurance coverage, he utilised to say that he feels insurance coverage is a dead investment and he in no way employed to bother about it. Everything was fine and life was smooth till one day my good friend suffered from a heart stroke. He had to be hospitalized immediately and had to undergo by pass surgery and nonetheless his life was not saved. The difficulty started right after his death, when his family members began receiving notices from the lenders. The house was mortgaged, the auto was also mortgaged and apart from this there was the hospital that was required to be taken care of and so had been the credit cards and other bills. The whole total liability that was calculated was a lot more than his total wealth. This meant trouble for his family and they had to loose their house and vehicle. Now his wife is undertaking a job and trying to raise her children, who are going to the school. His children who have been going to a private school had to be shifted to neighborhood neighborhood school. All of sudden their lives had taken a turn and they had been in deep trouble. His wife now regrets about her husbands choice of not taking a life insurance coverage policy. Had my good friend taken a complete insurance policy, his family would have been saved from this economic mess after his death.

It actually does not really matters if you buy any life insurance policy. You really should have a single life insurance policy that can aid you by guarding you and your family members in times of need. Whole life insurance is one particular such item that can aid your family members or your loved ones when you are not there to look soon after them. Whole life insurance coverage takes care of not only your liabilities but also your funeral price, and your family in the long run. In this insurance coverage your beneficiary gets a lump sum quantity which can at least give them some relief financially.

About the Author

Jane is an specialist in the field. For Entire Life Insurance in Canada and for any other kid of low cost life insurance coverage please visit:http://www.choicesinc.ca/entire-life-insurance/

How does liability insurance apply to a house?

Question by H L: How does liability insurance apply to a house?
A few weeks ago a city contractor was hired to tear down the condemned building next to our house. Somehow, he managed to nick our house with his trackhoe and took out a chunk of our roof. At the time, he promised to fix it but now his insurance company is using words like “liability insurance” and “depreciation” and it almost sounds to me like this is going to cost US a bunch of money. We considered going through our own insurance but then our rates would go up.

This was 100% his mistake. How do we make sure that he is the one to pay for it?

Best answer:

Answer by Not I
Sue him. Tell his company that the contractor is 100% liable and you will not settle for less then a new roof.
Those insurance words mean nothing to you and you will see the contractor in court. Call the local Building code enforcement office and get an inspector out there
If you do call your insurance company their lawyers will go after the contractor and his insurance company. There will be no raise in your insurance.

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