Posts tagged "Roommate"

Can I file a water damaged mac under homeowners insurance?

So here’s the deal: My roommate pushed someone walking into my room while they were holding a water pitcher. It spilled all over my computer and caused a lot of damage, over $800 worth… It really was an accident cause he couldnt see that he was holding the water pitcher. Apple doesn’t cover water damage so we (really he) has to pay for it. Even thou im at college, is there any way we could file this under homeowners insurance? Or anything else to make it cost less?

If the computer is scheduled under valuable items on your or your parents’ homeowners insurance policy, you will probably have coverage for this with no deductible. Before you make a claim, call your agent and find out if you have this coverage. If he or she says you do, then you should still weigh whether or not to submit the claim since it is still relatively small, i.e. you should limit your claims to instances where you truly cannot afford to handle the damage yourself.

I hope this helps. Good Luck!