Posts tagged "should"

Should i threaten to sue my OB doctor for negligence?

Question by freinds F: Should i threaten to sue my OB doctor for negligence?
im 32 weeks pregnant. i have a physcvially demanding job where the stress from my abuisve boss has become so much that i am having contractions. i also had bleeding last weekend. i aske my doctor for a note and he was more concerneda bout the insurance compnay?? He starts going on about ” Oh the insurance compnay is going to want this and that ” i said ” what are you talking about the insurance company ” he says ” Oh the short term disablity insurance” i said ” I do not even care if i get that, what i need it a note to quit working this is bad for my baby ” Then he says ” oh no its not” then he goes on to say i dont have the kinda stress thta casues problme for a baby- not knowing ANYTHING ABOUT ME. like my history my life story or anything and then saying i dont have as much stress as the women in afghanistan ( what does that have to do with anything?) anyways i feel like faxing him right now and let him knwo hes not doing his job and i dont appreciate his attitude and if anythi
anything happnes to my unborn i will sue him personally for negligence.
Um becasue i dont watn to become homeless steven you dip shi t

Best answer:

Answer by steven c
why not just quit your job if your boss is a dick head?

Know better? Leave your own answer in the comments!

Should i threaten to sue my OB doctor for negligence?

Question by freinds F: Should i threaten to sue my OB doctor for negligence?
im 32 weeks pregnant. i have a physcvially demanding job where the stress from my abuisve boss has become so much that i am having contractions. i also had bleeding last weekend. i aske my doctor for a note and he was more concerneda bout the insurance compnay?? He starts going on about ” Oh the insurance compnay is going to want this and that ” i said ” what are you talking about the insurance company ” he says ” Oh the short term disablity insurance” i said ” I do not even care if i get that, what i need it a note to quit working this is bad for my baby ” Then he says ” oh no its not” then he goes on to say i dont have the kinda stress thta casues problme for a baby- not knowing ANYTHING ABOUT ME. like my history my life story or anything and then saying i dont have as much stress as the women in afghanistan ( what does that have to do with anything?) anyways i feel like faxing him right now and let him knwo hes not doing his job and i dont appreciate his attitude and if anythi
anything happnes to my unborn i will sue him personally for negligence.
Um becasue i dont watn to become homeless steven you dip shi t

Best answer:

Answer by steven c
why not just quit your job if your boss is a dick head?

What do you think? Answer below!

Should i threaten to sue my OB doctor for negligence?

Question by freinds F: Should i threaten to sue my OB doctor for negligence?
im 32 weeks pregnant. i have a physcvially demanding job where the stress from my abuisve boss has become so much that i am having contractions. i also had bleeding last weekend. i aske my doctor for a note and he was more concerneda bout the insurance compnay?? He starts going on about ” Oh the insurance compnay is going to want this and that ” i said ” what are you talking about the insurance company ” he says ” Oh the short term disablity insurance” i said ” I do not even care if i get that, what i need it a note to quit working this is bad for my baby ” Then he says ” oh no its not” then he goes on to say i dont have the kinda stress thta casues problme for a baby- not knowing ANYTHING ABOUT ME. like my history my life story or anything and then saying i dont have as much stress as the women in afghanistan ( what does that have to do with anything?) anyways i feel like faxing him right now and let him knwo hes not doing his job and i dont appreciate his attitude and if anythi
anything happnes to my unborn i will sue him personally for negligence.
Um becasue i dont watn to become homeless steven you dip shi t

Best answer:

Answer by steven c
why not just quit your job if your boss is a dick head?

Add your own answer in the comments!

Why Should I Carry Tenants Contents Insurance?

Article by Mike Connery

Tenants contents insurance is a needed coverage for anyone living in rented home, apartment or flat. The insurance that your landlord carries to cover his building does not cover your household goods or your personal belongings. And to verify this, you’ll find that your landlord usually has this explicitly stated in your lease. You also need liability insurance, which comes with the purchase of tenants contents insurance, just in case your pet cat decides to use a guest as a scratching post and that person decides to sue you. Also, if you cause accidental damage to the building, such as start a fire with a crock pot or create smoke damage with a failed effort at supper, you’ll not only be responsible for cleaning your items but may have to pay for sealing and repainting the rental. You can see how this would be a very important coverage if you are living in an apartment building or anywhere that is not a single family home. The easist way to get started determining the amount of tenants contents coverage you will need is to make a list of your household goods with their cost. It really helps if you simply go through the house with a camera, either a movie camera or still photo camera. Take pictures of everything. If you are using a movie camera or a camcorder, keep a running vocal narrative and say the price and the year of purchase of everything you can identify. Down load the video or photos and email them to yourself or keep it in a separate place from your home, such as at your parent’s house or a safety deposit box. If there’s a fire or major damage, you can use any computer to access your email and if you keep it away from your home, you prevent damage to it in the disaster. If you would ever have the bad luck of having to file a claim, this makes it so much easier. Once you know the tenants contents insurance amount, secure quotes for replacement cost in your tenant insurance policy. When you are purchasing your tenants contents insurance coverage, this is one of the most important items to consider. If you have a loss without replacement cost, the insurance adjustor calculates the cost of the goods and then asks you how old each item was. He then depreciates the item. If you lost a refrigerator in a fire that originally cost 0 but didn’t have replacement cost, the adjustor might value it at or less because of depreciation for age. The amount you would be paid would be a lot less than the cost you would incur to purchase a new one. By adding replacement cost on your tenant insurance, you’d receive a settlement for the price of a new comparable refrigerator. Tenants contents insurance normally has an upper limit for payment on specific items. For instance, furs, cameras, jewelry, musical instruments, electronic equipment, silverware, guns, fine art, collectibles such as stamps or coins, and some sporting goods, like golf clubs have a limit on the amount of coverage your tenants contents insurance policy pays. You can increase the coverage on your tenants contents insurance two ways. The first way is to add an extra rider that is a blanket coverage increase on that type of item. If you have ,000 worth of jewelry, but no one item is more than 0, you would use this type of rider on your tenants contents insurance policy to increase your jewelry coverage for all your jewelry. Be aware there is a per item limit. If you have one particularly expensive piece of jewelry or other personal property, you need to have a scheduled rider on your tenants contents insurance policy. A scheduled rider insures a high-ticket item costing more than the blanket coverage limit, such as a ,000 diamond necklace. You’ll need to get an appraisal and a photograph of the item to add this rider to your tenants contents insurance policy. Business property that you might have at home is another thing to consider when you get your tenants contents insurance policy. If you have a few items, normally under ,500, you use in a home based business, such as special computer programs for online pursuits, you can add a rider to your tenants contents coverage. Contents insurance policies normally don’t cover business property otherwise. If you have costly inventory or equipment that is more expensive in your home, consider a business operators policy instead. You can add a number of liability riders to your tenants contents insurance policy. Raising the coverage limit for liability is one of the first things to look in to. Does the policy offer enough to pay for the building if you, your family or one of your appliances starts a fire? If you volunteer and someone sues you for damages they believe you caused, a volunteer liability rider adds that protection to your tenants contents coverage. You also can add some business liability to your tenant policy. Finally, check the amount per day and the number of days for additional living expense. If something happens that damages your unit and needs more than minor repair, you may have to move out and live someplace else for a few months while the reconstruction is being done. Since the only places that rent for shorter periods tend to be costly, you’ll want the payment from your tenants contents insurance to be at least as high as the cost of a rent-by-the day or week room in your area. If all things are equal, finding a cheap contents insurance policy is always better. Insurance company rates are primarily based on the losses they have to pay for, the money they make from their investment portfolio, and the costs and expenses they incur in the normal part of doing their business. That high dollar policy might be more expensive because the company took the executive staff to Hawaii, not because the coverage is superior.

About the Author

We have more information on our website about the coverages and options that are available for tenants contents insurance and information for finding cheap contents insurance rates. Just click on these links to go to our site.

Why You Should Compare Contents Insurance and Not Just Home Insurance

Article by Dub Johnston

Do you need to compare contents insurancde? You may have just purchased a house or are renting and need to cover your items in case of burglary, fire, theft or other mishaps which may occur in a household. Many of these loses can occur at anytime, especially theft and fire. A fire could totally destroy your house and if you are uninsured then you could lose everything.

So how do you go out getting contents insurance?

Here are a few tips to help you get the best contents insurance.

Contents Vs Home Insurance: It is important that you understand the difference between building or home insurance and contents insurance. Home or building insurance is for damage or loss to the building. This can include walls, room, floor, carpet, stumps and garages. The contents however are things such as a TV, couch, stereo system, fridge, jewellery and clothes. Most banks will require you to get building insurance, so if you have a mortgage then you are likely to have building insurance. So just double check with your insurance company or broker, if you haven’t got contents insurance then you should get a quote and sum up whether you think the price is worth the risk.

Home Security: Maximise the security of your home or premises. The most common claims for contents insurance is due to theft, so your first aim is to stop the robber from breaking in and entering your home. The cheapest way to do this is get locks for your gate, windows and doors. The gate is a main entry point and so by making it hard for potential robbers to actually enter your property.

A strong fence and gate does this nicely. In many countries residents use broken glass and some use a guard dog. Whether you install locks or get a Rottweiler, make sure you tell your content insurance provider of all the things you are doing to help prevent a robbery. They consider this in high regard when they price up your policy.

Contents Security: If your contents are secured properly then you will be able to get a better price on your contents insurance. When a robber enters your home, he usually goes for smallest and most expensive items. These include jewellery, small electronics and cash. By locking up your items you can help reduce the probability of loss, and that’s what insurance is all about. You can get an electronic and fire proof safes for under 0 and the discount you get on your insurance may make the safe a smart investment – it might save you more money that it costs.

So next time you need to compare contents insurance – use the above tips to help you get the best quote which has a good policy and a great price.

About the Author

Dub Johnston has his own joomla development biz and is a respected authority on insurance topics in Australia. Visit OzInsure.com.au to compare car insurance and get car insurance quotes from a number of the largest and most respected companies in Australia.

Should i threaten to sue my OB doctor for negligence?

Question by freinds F: Should i threaten to sue my OB doctor for negligence?
im 32 weeks pregnant. i have a physcvially demanding job where the stress from my abuisve boss has become so much that i am having contractions. i also had bleeding last weekend. i aske my doctor for a note and he was more concerneda bout the insurance compnay?? He starts going on about ” Oh the insurance compnay is going to want this and that ” i said ” what are you talking about the insurance company ” he says ” Oh the short term disablity insurance” i said ” I do not even care if i get that, what i need it a note to quit working this is bad for my baby ” Then he says ” oh no its not” then he goes on to say i dont have the kinda stress thta casues problme for a baby- not knowing ANYTHING ABOUT ME. like my history my life story or anything and then saying i dont have as much stress as the women in afghanistan ( what does that have to do with anything?) anyways i feel like faxing him right now and let him knwo hes not doing his job and i dont appreciate his attitude and if anythi
anything happnes to my unborn i will sue him personally for negligence.
Um becasue i dont watn to become homeless steven you dip shi t

Best answer:

Answer by steven c
why not just quit your job if your boss is a dick head?

Give your answer to this question below!

What should I do? I heard something really bad on the baby monitor. Should I call the police?

Question by Jen: What should I do? I heard something really bad on the baby monitor. Should I call the police?
I know I am really bad for doing this, so please don’t lecture me. My neighbors have an intercom system in their house, and I can hear everything they are saying in any room through my baby’s monitor. I usually don’t listen, but it even picks up their phone calls. I admit that sometimes I do listen to the drama when I am bored, which is really bad, but she is having an affair with her 10 yr old son’s baseball coach. I heard them talking on the phone this morning and she told him and I quote “if only he would just die. You know he has a $ 500,000 life insurance policy.” then they both laughed. OMG What should I do? If I call the police, how can I prove I heard it? What if something happens to her husband? Please…. Advice?

Best answer:

Answer by Samantha
wow, if you do report it, that could get bad i understand. hmm what if you talk to the husband privatly, and have him come ova and listen to the baby moniter. but you cant record it or anything bc thats considered violation of priacy. however, this way the husband can hear what is going on. and the wife wont no u told him.

Know better? Leave your own answer in the comments!

Cheap Life Insurance Rates Should Not Be The Only Criteria, There Are Other Aspects Too

On an average, term life insurance policies are very cheap, cheaper than most others are. Yet, when we talk about cheap term life insurance, we mean something even cheaper. You must understand that, some term life policies are facilitated with extra benefit, which makes them comparatively more expensive. We are not talking about them right now. When we talk about cheap term life insurance, we mean those traditional policies that provide a huge death benefit at a very low rate. Such policies have been deliberately priced low to induce those who generally remain uninsured to purchase sufficient coverage.

Keeping above mentioned factors in consideration almost all insurance companies have introduced cheap term life insurance policies. They have done so to understand the varied needs of potential insurance buyers and those who are willing to buy a policy but can’t do so due to financial constraint. It is therefore must to know more about cheap term life insurance policies for better insurance planning and timely life coverage. Many existing term policies have been redesigned to turn them into policies with maximum benefits – cheap term life insurance is one such insurance policy that offers maximum advantage.

You can also buy convertible term insurance policies which offer a platform for you to convert term insurance into any other category of insurance you desire to change into. But feasibility aspect plays major role in this as cheap term life insurance policies are exclusively designed for people having no other means to get them insured but still want policies. Such categories of insurance policies, especially term life insurance policies, have already gained popularity everywhere and both insurer companies and prospective insurance buyers willingly approach people to get insured.

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Now, if you add convertible option to your cheap term life insurance at the time of purchase, you can convert your term life into a whole life when you think you can afford it. However, think before you purchase one because the rates will be slightly higher. One more point to consider is the financial status of the issuing insurance company. The carrier needs to be financially stable as much as the policy needs to adequate for your need.

An ideal policy should have all the features that are important to you at affordable rates. Those who buy a policy without checking on the life insurance rates have a greater chance of allowing it to lapse whenever they face some financial constrain. It is important to understand how life insurance rates are important to the continuation of the policy and how riders or other features can bring in a drastic change in the rates. Moreover, since life insurance rates depend on the underwriting guidelines followed by an individual carrier, it is important for you receive quotes from as many carriers as you can to receive widest coverage under cheapest term life insurance rates.

Several other factors are also associated with life insurance rates. These rates are fixed after keeping certain aspects in consideration. You would have to brief maximum detail about yourself including your earnings, debts, level of expenditure, lifestyle, desired life coverage, profession, age and last but not the least your health and fitness. Once you furnish all such details and complete them in it becomes easy to negotiate as well as fix the life insurance rates fitting your need. Take firm step and use maximum advantage from this while fixing life insurance rates.

That was all about you. However, there are more to follow. One of the most the most crucial aspects that you should keep in mind while looking for a cheap term life insurance policy is the credit rating of your chosen carrier. Since the underwriting guidelines followed by each carrier are different, the life insurance rates vary widely. Do not grab a policy just because it is cheap. make sure that the issuing carrier is going to outlast you at least. However, carriers with higher credit rating may cost a little more. However, if you are sensible, you will not mind that much extra cost.

In short, do not make the cheap term life insurance rates the only criteria while you are looking for a suitable policy. To receive wide coverage under affordable life insurance rates, you should not only undertake comparative study of different quotes that you have received, but should also find out about the credit rating of your chosen carrier. That will help you to make sure that the available resource has been well utilized to buy the best possible policy.

When you should care for commercial catering equipment

When it comes to personal property, people can be roughly divided up into two camps: those who care and those who don’t (let’s ignore those who have one foot in both camps).

Those who care about their personal property can be identified by the fact that their cars are tidy and regularly serviced, their homes will be insured (home and contents) and they will check guarantees and do a great deal of research before purchasing any item for the home – especially the kitchen. They will polish shoes and put handbags away into cloth bags for storage, their books will be organised and they will only lend you things after a careful lecture (after which you won’t want it any more).

Those who don’t care give their things away. They are relaxed about their homes and think insurance is a scam. They don’t accumulate items and they don’t worry about losing or damaging things.

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So who is right?

While the former might seem like hard work, it could be argued that the latter lacks in appreciation for their belongings and their disposable mentality has been proven to be a poor way of living in our environmentally sensitive age.

While the former might seem like hard work, it could be argued that the latter lacks in appreciation for their belongings and their disposable mentality has been proven to be a poor way of living in our environmentally sensitive age.

Taking care of the things you have saves you money now and prevents waste building up in landfill as well as saving on the energy required to produce more. No one says you need to be highly-strung about it.

This applies to all your belongings. A well-serviced and gently-handled appliance such as a washing machine should last you ten years. Other kitchen equipment should do just as well if not longer – and this applies to commercial catering equipment too.

In fact, your obligation to caring for commercial catering equipment is even greater. This is because dirty, damaged or faulty kitchen equipment can pose a hygiene and health risk to your customers.

As is often the case with public health and environmental issues, what is the right thing for the world around you is also the right thing for you.

What You Should Know about Florida House Insurance

Post by Todd Meyers

Florida, the Sunshine State, is a state acknowledged for its damaging tornadoes and hurricanes. No one particular has forgotten the devastation triggered by Hurricane Andrew in 1992. Following Hurricane Andrew, Florida went by means of an additional serious of damaging hurricanes in 2004 and 2005. The daily living of citizens was tremendously impacted by the harm. The 500 companies that offer Florida property insurance had been also greatly impacted by the storms. The number isn’t as higher now because many of the organization have moved from Florida or closed their service totally. There are only about 40 Florida property insurance businesses in the state.

Many of them are tiny companies and don’t have considerably expertise relating to the subject of Florida residence insurance.This has now baffled residents. The million dollar question is how to locate the proper Florida property insurance coverage business. A individual may feel soon after their property has been damaged an insurance adjuster will make a visit to their property and take note of the destruction and get their Florida hose insurance coverage money quickly. Under are a list of hints for deciding on the right Florida property insurance company.

Mainly, you should look for a company that has a sturdy reputation and a decent record. The track record company you choose can be checked by going by way of Association of Insurance coverage Commissioners(NAIC) and entering their code number. You will be in a position to conduct a deep search into the rankings of the Florida residence insurance coverage company you want. You will want to know if they have enough experience in this area and an exceptional capability to compose policies and method the claims. Cautiously go over their monetary stability. Establish if the Florida house insurance coverage company can fund higher claim quantities and ranks high. Cautiously go more than the possibility variation and if the foundation of the policy is spread out over many counties or just restricted to those on the shore line. You are advised to choose a Florida residence insurance organization with hat offers vast geographical coverage.

Up coming, look at their client support service. Client support is an critical element in finding a business. Sooner or later, you may possibly need to get in touch consumer service when a dilemma arises. Observe cautiously to see if the workers answer your concerns in the shortest time probable. irrespective if your billing inquires are manufactured leading priority, asking these straightforward queries can give you an concept of the sort of systems and abilities about the Florida residence insurance business you would like to use in time to come. Keep in thoughts that the coverage of you home and assets is an important significance.Those items are too crucial to take a gamble on. You wish to make selected you have the correct Florida home insurance firm dealing with your claims.

About the Author

Visit Florida Property Insurance for more information or visit our blog at http://floridaautohomeownersinsurance.com/basics-of-florida-house-insurance/.