Posts tagged "State Insurance"

Farm Insurance?

Question by Someone: Farm Insurance?
What’s up with so many insurance carriers having “farm” in their names, e.g.

State Farm
Farm Bureau
Farmers Insurance
etc…

Best answer:

Answer by mbrcatz17
100 years ago, the US was mostly an agrarian society. Lots of farms.

Plus, farms make people comfortable. All those cute animals.

Add your own answer in the comments!

Who pays for the home insurance when you are owner financing it? Also in the state of Texas what insurance c?

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

Who’s name is on the title, at the registrar of deeds? Until the title is passed to the buyer, the house is just a RENTAL, and needs to be insured that way. If this is a land contract, the SELLER should keep the policy to 1. make sure it gets paid and 2. make sure they have coverage in place, should the contract revert to rental. The buyer should THEN carry a renters insurance policy.

If the deed is being transferred immediately, then the BUYER gets the policy. Then the seller just has to hope that the policy gets paid.

Most of the time, owner financing is more hassle than it’s worth. If the person isn’t credit worthy enough to secure a mortgage on their own, they’re most likely going to default on YOUR mortgage, also. Then, depending on the condition of the property, you’re left with something basically unsellable.

Check out this site, if you want to find the cheapest home insurance just in one minute,

http://best-cheap-home-insurance-usa.blogspot.com/

Here you can get free quotes from different home insurance companies in your area, its the best way to find an afforable home insurance with a reliable company.

Best Wishes,

Condo Insurance in Tampa, Florida Needed ASAP?

Now that State Farm Insurance will no longer be providing home or condo insurance, does anyone know another company that has reasonable insurance? I am not necessarily looking for the cheapest but want a reliable one that will PAY if I actually have a claim!

Jenny K, home insurance covers lots of different things. I’m not familiar with all the fine print of my policy, but my homeowners insurance agent is always helpful. Try calling your agent or a agent in your town. http://www.goodinternetdeals.com/Home-Insurance.html They will be able to help you.

Where can i find cheap home insurance in Oklahoma?

I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

Oklahoma Statewide Insurance Agency is an independent insurance agency that shopped numerous insurance providers for me that helped me save a ton of money on my home and auto insurance while giving me a high quality policy. They taught me what the different kinds coverages actually meant and what to watch out for when buying home insurance. They taught me the difference between an Actual Cash Value policy and a Replacement Cost Value policy. I always had an actual cash value policy with my old insurance but switched to a replacement cost policy when I learned the big difference between the two.

You can get a free quote from them at WWW.OKSTATEWIDE.COM

I need auto, health, and condo insurance; what is the cheapest way of doing this?

I need a descent health plan that will cover prescriptions. I am still young and don’t need much but I do have a prescription to fill that is about 250 without assistance. So I guess what I’m wondering is if I get all of them through a company like State Farm, will they give me a price break since I use them for everything? Thank you.

OK, if you don’t have anything wrong with you (but you do), health insurance is GOING to cost you $250 a month. So yours will likely be more.

Health is ONE kind of insurance, and condo/auto is another – you’re NOT going to get State Farm health insurance. Your health won’t be with the same company as your car and condo.

You WILL get a price break on the car and condo, but NOT the health.

I’d go to a local, independent agent for quotes. But health will be CHEAPEST through your employer.

Home Owner Insurance Company Rates And Quotes

When you purchase a home owner insurance policy, you want to shop around for the home owner insurance company with the best rates and quotes for you, your home, its contents, and all of your precious valuables. However, as you are shopping, you want to look at more than just the rates and quotes a home owner insurance company can offer you. Because of this, you may end up with a higher quote and rate than you would if you purchased minimal coverage. Since you might end up paying more, you want to make sure the home owner insurance company you eventually choose to do business with can hold up its end of the bargain – provide you with the coverage you pay for.

There are three ways to help you trust a home owner insurance company, and all three ways boil down to one idea – thoroughly research the company.

Find out if the home owner insurance company is licensed to do business in your state. If a home owner insurance company isn’t licensed to business in your state, they should not try to offer you home owner insurance policy quotes and rates. Should you purchase a policy from them and later try to file a claim, there could be complications.

Find out the financial rating of the home owner insurance company. Third-party independent research companies do some of the research for you and provide unbiased financial ratings of home owner insurance companies.

Find out information about complaints that have been filed against the home owner insurance company. Look for patterns in complaints that have been filed, and find out how complaints have been handled. Do not expect 100% of the customers to be 100% happy 100% of the time, but do expect complaints against the home owner insurance company to be handled in a timely, and satisfactorily, manner.

Your state’s insurance department can help you with all of this information.

Elizabeth Newberry
http://www.articlesbase.com/finance-articles/home-owner-insurance-company-rates-and-quotes-81955.html

Is it illegal to rent a house to someone without homeowners insurance in Texas?

Is it illegal to rent a home to someone in the state of Texas without homeowners insurance?

Even if it is not illegal, it is stupid. Say someone rented your property, and then fell and got hurt. Either you would have to pay for everything, or they could sue you and probably get everything you own.

However, if this is a serious question based on a real situation, I would suggest contacting an attorney. Anyone could pretend to be an attorney on here and tell you incorrect information. Your only protection from incorrect information is to ask an attorney directly.

Who pays for the home insurance when you are owner financing it? Also in the state of Texas what insurance c?

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

Who’s name is on the title, at the registrar of deeds? Until the title is passed to the buyer, the house is just a RENTAL, and needs to be insured that way. If this is a land contract, the SELLER should keep the policy to 1. make sure it gets paid and 2. make sure they have coverage in place, should the contract revert to rental. The buyer should THEN carry a renters insurance policy.

If the deed is being transferred immediately, then the BUYER gets the policy. Then the seller just has to hope that the policy gets paid.

Most of the time, owner financing is more hassle than it’s worth. If the person isn’t credit worthy enough to secure a mortgage on their own, they’re most likely going to default on YOUR mortgage, also. Then, depending on the condition of the property, you’re left with something basically unsellable.

For mobile home insurance, find an agent that represents Foremost INsurance – www.foremost.com. If the home is more than 20 years old, it’s uninsurable. After 20 years, they depreciate to nothing.